The United States Government, through the United States Agency for International Development (USAID), helps provide savings and credit services to the Haitian population in some of the more remote rural areas of the departments of North and Artibonite. As part of the "Finance Pour Tous" project, USAID worked with "Le Levier" a national network of credit unions serving more than 850,000 members, to develop the innovative digital solution "Kès Pa'm Pi Pre'm" (KPPP).

"The US Government is proud to enable microenterprise owners to better manage their money, obtain larger loans and grow their businesses with this digital innovation from Kès Pa'm Pi Pre'm,;" declared Nicole Theriot Chargé d'Affaires, a.i. of the Embassy of the United States in Port-au-Prince.

Today, two members of the Le Levier credit cooperative, the Société Coopérative "Lavi Miyò" (SOCOLAVIM) in the Artibonite department and the Caisse Populaire la Fraternité (CPF) in the North department, offer their clients KPPP savings and credit services. Equipped with new tablets and portable printers, SOCOLAVIM and CPF agents travel to rural communities in the northern region of Haiti to open accounts for micro-business owners and carry out transactions directly with their new clients. They also hold community meetings in remote areas to educate people about the importance and benefits of saving money and getting credit, which helps their clients learn how to better manage their money.

Elvina, owner of a boutique in the Artibonite department, is one of the thousands of women who have opened a savings account in a credit cooperative to develop her business, thanks to the "Finance pour Tous" project of USAID - Haiti "I am proud to say that I have a savings account at the Société Coopérative Lavi Miyò through the services of Kès Pa'm Pi Pre'm. With KPPP, I will save more regularly and apply for larger loans to grow my business," said Elvina, adding "With KPPP's services, I still belong to a community group for small loans, but now I'm in. able to obtain larger loans and carry out these transactions directly in my town. This saves me time and money."

Recall that women own and run the majority of micro-enterprises in Haiti, and they are particularly excited to learn how to use financial services and access loans to develop their small businesses. Over 60% of KPPP clients are women who, with the profits they earn, can invest more in their communities for food, education and other basic needs of their families.

Prophète Fils-Aimé, CEO of SOCOLAVIM, confirms the interest of credit unions in using digital solutions to help remote communities engage in formal financial transactions. "Reaching customers in remote areas has always been a objective of our board of directors. KPPP is the solution we have been looking for for a long time."

Chris Cushing, USAID Mission Director in Haiti said, "Having access to essential savings and loan services creates opportunities for citizens, helps them raise their standard of living and enables them to chart their own future. USAID is proud to improve access to inclusive financial services that drive economic growth and long-term sustainable development."

HL/ HaitiLibre